:root{
  --navy:#11263d;
  --navy-2:#173652;
  --cream:#f7f4ec;
  --paper:#fffdf8;
  --gold:#b98b38;
  --gold-light:#d8b76f;
  --ink:#1b2430;
  --muted:#66717d;
  --line:#d9d7d0;
  --danger:#a8402d;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"DM Sans",sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.55;
}
a{color:inherit;text-decoration:none}
.container{width:min(1160px,calc(100% - 40px));margin:auto}
.site-header{
  position:sticky;top:0;z-index:20;
  background:rgba(255,253,248,.96);
  border-bottom:1px solid var(--line);
  backdrop-filter:blur(10px)
}
.nav-wrap{height:76px;display:flex;align-items:center;gap:30px}
.brand{display:flex;align-items:center;gap:12px;margin-right:auto}
.brand-mark{
  width:42px;height:42px;display:grid;place-items:center;
  background:var(--navy);color:white;border-radius:50%;
  font-family:"Libre Baskerville",serif;font-weight:700;
  box-shadow:inset 0 0 0 3px var(--gold)
}
.brand strong,.brand small{display:block}
.brand small{font-size:11px;color:var(--muted);letter-spacing:.04em}
nav{display:flex;gap:26px;font-size:14px;font-weight:600}
nav a:hover{color:var(--gold)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  background:var(--navy);color:white;border:none;border-radius:6px;
  padding:15px 22px;font-weight:700;cursor:pointer;
  box-shadow:0 8px 24px rgba(17,38,61,.15);
  transition:.2s ease
}
.btn:hover{transform:translateY(-1px);background:var(--navy-2)}
.btn-small{padding:10px 16px}
.btn-full{width:100%}
.text-link{font-weight:700;color:var(--navy)}
.hero{
  background:
    radial-gradient(circle at 85% 20%,rgba(185,139,56,.15),transparent 30%),
    linear-gradient(180deg,#fbfaf6 0%,#f3efe5 100%);
  padding:80px 0 70px;border-bottom:1px solid var(--line)
}
.hero-grid{display:grid;grid-template-columns:1.45fr .75fr;gap:70px;align-items:center}
.eyebrow{
  color:var(--gold);text-transform:uppercase;font-weight:800;
  font-size:12px;letter-spacing:.12em;margin-bottom:15px
}
h1,h2,h3,h4{font-family:"Libre Baskerville",serif;color:var(--navy);line-height:1.15}
h1{font-size:clamp(44px,6vw,72px);margin:0 0 25px;letter-spacing:-.03em}
h1 em{font-style:normal;color:var(--danger)}
h2{font-size:clamp(34px,4vw,52px);margin:0 0 18px;letter-spacing:-.02em}
h3{font-size:22px}
.hero-copy{font-size:20px;color:#46515e;max-width:760px}
.hero-actions{display:flex;align-items:center;gap:24px;margin:32px 0}
.trust-row{display:flex;gap:22px;flex-wrap:wrap;color:var(--muted);font-size:13px;font-weight:600}
.risk-card{
  background:var(--navy);color:white;padding:28px;border-radius:12px;
  box-shadow:0 24px 60px rgba(17,38,61,.18)
}
.risk-card-top{display:flex;justify-content:space-between;font-size:11px;letter-spacing:.1em}
.pulse{width:10px;height:10px;background:#e26449;border-radius:50%;box-shadow:0 0 0 8px rgba(226,100,73,.12)}
.risk-value{font:700 36px "Libre Baskerville",serif;margin:26px 0 12px;color:white}
.risk-meter{height:7px;background:rgba(255,255,255,.15);border-radius:999px;overflow:hidden}
.risk-meter span{display:block;width:76%;height:100%;background:var(--gold-light)}
.risk-card p{color:#d4dce4}
.risk-card small{color:#9aa8b6}
.risk-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:26px 0}
.risk-stats div{border-top:1px solid rgba(255,255,255,.2);padding-top:12px}
.risk-stats strong,.risk-stats span{display:block}
.risk-stats strong{font-size:20px}
.risk-stats span{font-size:11px;color:#adbac6}
.stat-band{background:var(--navy);color:white;padding:24px 0}
.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:25px}
.stat-grid div{border-left:1px solid rgba(255,255,255,.2);padding-left:18px}
.stat-grid strong,.stat-grid span{display:block}
.stat-grid strong{font-size:24px}
.stat-grid span{font-size:12px;color:#bcc7d1}
.section{padding:90px 0}
.section-head{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:42px}
.section-head>p{max-width:480px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.coverage-card{
  background:white;border:1px solid var(--line);padding:28px;border-radius:10px;
  min-height:260px;display:flex;flex-direction:column;
  box-shadow:0 8px 30px rgba(30,38,47,.04)
}
.coverage-card .icon{font-size:28px;color:var(--gold)}
.coverage-card p{color:var(--muted)}
.coverage-card a{margin-top:auto;font-weight:700;color:var(--navy)}
.map-section{background:#eef0ed}
.map-layout{display:grid;grid-template-columns:1.5fr .65fr;gap:28px}
.map-panel{background:#dfe5e2;border:1px solid #cbd2ce;border-radius:12px;overflow:hidden}
.map-grid{position:relative;min-height:520px;background:linear-gradient(180deg,#cfdedc,#e9efec)}
.continent{position:absolute;background:#7f9a87;opacity:.78;filter:drop-shadow(0 5px 10px rgba(0,0,0,.1))}
.c1{width:31%;height:29%;left:7%;top:16%;border-radius:54% 42% 50% 41%}
.c2{width:12%;height:28%;left:26%;top:42%;border-radius:45% 55% 55% 45%}
.c3{width:15%;height:24%;left:44%;top:19%;border-radius:48%}
.c4{width:25%;height:31%;left:57%;top:19%;border-radius:55% 45% 50% 42%}
.c5{width:16%;height:18%;left:75%;top:63%;border-radius:48%}
.region{
  position:absolute;z-index:3;transform:translate(-50%,-50%);
  border:1px solid rgba(255,255,255,.7);background:var(--navy);color:white;
  border-radius:999px;padding:8px 11px;font-size:11px;font-weight:800;
  box-shadow:0 4px 14px rgba(0,0,0,.18);cursor:pointer
}
.region:hover,.region.active{background:var(--danger)}
.map-label{position:absolute;left:18px;bottom:14px;font-size:10px;color:#5f7167;letter-spacing:.1em}
.intel-card{background:white;border:1px solid var(--line);border-radius:12px;padding:28px}
.intel-topline{display:flex;justify-content:space-between;align-items:center;font-size:13px;font-weight:700}
.badge{border-radius:999px;padding:6px 9px;font-size:10px;letter-spacing:.08em;color:white}
.badge.severe{background:var(--danger)}
.badge.elevated{background:#bf7b2c}
.badge.variable{background:#66717d}
.badge.extreme{background:#79291d}
.intel-card dl{margin:24px 0}
.intel-card dl div{border-top:1px solid var(--line);padding:11px 0}
.intel-card dt{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
.intel-card dd{margin:4px 0 0;font-weight:700}
.intel-card>p{color:var(--muted)}
.map-disclaimer,.fine-print{font-size:11px;color:#80878d;margin-top:18px}
.certificate-section{background:var(--navy);color:white}
.certificate-section h2{color:white}
.certificate-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.lead{font-size:19px;color:#d1dae2}
.checklist{list-style:none;padding:0}
.checklist li{padding:8px 0}
.checklist li:before{content:"✓";color:var(--gold-light);font-weight:900;margin-right:12px}
.price-box{display:flex;align-items:baseline;gap:15px;margin:25px 0}
.price{font:700 38px "Libre Baskerville",serif;color:white}
.certificate-preview{background:#ede7d8;padding:22px;border-radius:8px;transform:rotate(1deg);box-shadow:0 24px 50px rgba(0,0,0,.25)}
.certificate-inner{
  background:#fffaf0;border:8px double var(--gold);padding:34px;text-align:center;color:#3d3428;min-height:490px;
  position:relative
}
.certificate-inner h3{font-size:34px;margin:14px 0;color:#3d3428}
.certificate-inner h4{color:#3d3428;font-size:18px}
.seal{width:62px;height:62px;border:2px solid var(--gold);border-radius:50%;margin:auto;display:grid;place-items:center;font:700 24px "Libre Baskerville",serif}
.certificate-inner strong{display:block;font:700 26px "Libre Baskerville",serif;margin:16px 0}
.certificate-meta{display:flex;justify-content:space-between;font-size:10px;margin:30px 0;border-top:1px solid #cbbd9c;padding-top:12px}
.signature{font-family:"Libre Baskerville",serif;margin:28px 0 10px}
.micro{font-size:9px}
.claims-section{background:#fbfaf6}
.claim-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.claim-steps div{border-top:3px solid var(--gold);padding-top:20px}
.claim-steps span{font-weight:800;color:var(--gold);font-size:13px}
.claim-steps p{color:var(--muted)}
.quote-section{background:#f1ede4}
.quote-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:start}
.quote-form{background:white;border:1px solid var(--line);padding:30px;border-radius:10px;box-shadow:0 15px 40px rgba(33,39,44,.07)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
label,legend{font-weight:700;font-size:13px}
input,select{
  width:100%;padding:13px 14px;border:1px solid #cfd3d6;border-radius:6px;margin-top:7px;
  font:inherit;background:white
}
fieldset{border:0;padding:0;margin:24px 0}
.check{display:block;font-weight:500;margin:10px 0}
.check input,.certificate-option input{width:auto;margin-right:8px}
.certificate-option{display:block;background:#fbf5e8;border:1px solid #e3d2a9;padding:14px;border-radius:7px;margin:18px 0}
.result{margin-top:18px;background:var(--navy);color:white;padding:20px;border-radius:8px;text-align:center}
.result span,.result strong{display:block}
.result strong{font:700 34px "Libre Baskerville",serif;margin:6px 0}
.hidden{display:none}
footer{background:#0d1e31;color:#c8d2dc;padding:55px 0 25px}
.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:40px}
.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:9px}
.footer-grid strong{color:white}
.footer-grid p{max-width:430px;font-size:13px;color:#8fa0af}
.footer-brand strong{color:white}
.copyright{margin-top:38px;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;font-size:11px;color:#7f91a1}

@media (max-width:900px){
  nav{display:none}
  .hero-grid,.map-layout,.certificate-grid,.quote-grid{grid-template-columns:1fr}
  .cards,.claim-steps{grid-template-columns:1fr 1fr}
  .stat-grid{grid-template-columns:1fr 1fr}
  .section-head{align-items:start;flex-direction:column}
  .map-grid{min-height:430px}
}
@media (max-width:620px){
  .container{width:min(100% - 24px,1160px)}
  .hero{padding-top:50px}
  h1{font-size:43px}
  .hero-actions{align-items:flex-start;flex-direction:column}
  .cards,.claim-steps,.stat-grid,.footer-grid,.form-row{grid-template-columns:1fr}
  .site-header .btn-small{display:none}
  .section{padding:65px 0}
  .certificate-inner{padding:22px}
}

/* Added branded media */
.hero-media-wrap{margin-top:48px}
.hero-media{display:block;width:100%;border-radius:14px;box-shadow:0 24px 60px rgba(17,38,61,.16);border:1px solid rgba(17,38,61,.12)}
.generated-map{position:relative;background:#f6f0e6}
.generated-map>img{display:block;width:100%;height:auto}
.map-hotspots{position:absolute;inset:0}
.generated-map .region{opacity:.02;padding:20px 26px}
.generated-map .region:hover,.generated-map .region.active{opacity:.92}
.certificate-product-media img{display:block;width:100%;border-radius:12px;box-shadow:0 24px 50px rgba(0,0,0,.25)}
.testimonials-section{background:#fffdf8}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.testimonial-card{margin:0;background:white;border:1px solid var(--line);border-radius:10px;padding:28px;box-shadow:0 10px 30px rgba(30,38,47,.05)}
.testimonial-card p{font:400 18px/1.65 "Libre Baskerville",serif;color:#33404c}
.testimonial-card footer{display:flex;flex-direction:column;gap:2px;margin-top:24px}
.testimonial-card footer strong{color:var(--navy)}
.testimonial-card footer span{font-size:12px;color:var(--muted)}
.stars{color:var(--gold);letter-spacing:.12em;font-size:14px}
.testimonial-disclaimer{text-align:center;margin-top:24px}
@media (max-width:900px){.testimonial-grid{grid-template-columns:1fr}.hero-media-wrap{margin-top:32px}}